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Buried in Debt?

A Debt Coach Credit Counseling Service Can Help!

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About Us

A Debt Coach is a Non-Profit Credit Counseling Agency that helps consumers find options available for the financial problems they face. We offer credit counseling services to clients across the country who are experiencing credit and debt problems.

A Debt Coach offers one of the most beneficial debt consolidation programs in the nation and we have provided counseling and advice, in approved states, to more than 200,000 consumers since 1992.

What We Do

A Debt Coach offers a full financial review, maximizes your income, sets up a budget, and creates a debt management plan that fits your situation. A Debt Coach works directly with your lenders to stop collections calls, lower interest rates, waive late and over limit fees and bring the account current to improve your credit rating.

A Debt Coach works with Attorneys, Collection Agencies, Finance Companies, and Student Loans Lenders.

A Debt Coach provides free education and advice on personal budgets, credit cultivation, and student loans.

If you’re looking for some help with your finances, please call and set up a free appointment to review your situation and create a game plan to become debt free.

Quality Service

The management of ADC is committed to providing quality service, abides by compliance requirements and continuously improves its effectiveness of the Quality Management System. Our Quality Policy is reflected in the company’s vision which states:

  • “A Debt Coach is a non-profit organization which strives to help individuals and families burdened with financial pressures learn how to become debt free.
  • Provide financial management skills through the highest quality programs, education and counseling by certified counselors.
  • A Debt Coach dedicates itself to providing industry-best customer satisfaction in delivering its superior services. It is our commitment to meet the requirements of the ISO 9001:2010 quality management system and provide for continuous improvement of the system.
  • Maintain personal and spiritual fulfillment for all team members in an atmosphere of utmost professionalism.”

A Debt Coach’s employees and management are committed to ensuring that this policy is implemented; understood and reviewed for continuing suitability at all levels of the organization.


Our Mission

  • A Debt Coach Credit Counseling Service (ADC) was started by a local businessman who saw a need in our community to help people free themselves from the financial restraints of debt.
  • ADC will provide debt management assistance to all consumers as well as promote credit education through budgeting tools, educational workshops and credit counseling services. We have a staff of trained and Certified Credit Counselors that will create a personal debt management plan for any consumer.
  • ADC rests its principals and morals on being Honest, Positive, and Professional to all clients and creditors. We are committed to helping one person at a time to see the light of being debt free.
  • ADC continually seeks new ways to improve the quality of our services. Top management is committed to meeting these requirements and to continually improve the quality management system.

A Debt Coach is Approved to Work With Clients in the Following States…

  • Alaska
  • Arkansas
  • California
  • Florida
  • Georgia
  • Hawaii
  • Kentucky
  • Louisiana
  • Missouri
  • North Carolina
  • Ohio
  • Virginia – Licensed by the Virginia State Corporation Commission. License number DC-61.
  • Washington
  • Texas

Privacy Statement

We respect and are committed to protecting your privacy. This Privacy Policy lets you know how your personal information is processed and used at A Debt Coach Credit Counseling Service. We take extraordinary steps to use your personal information only in ways that are compatible with this Privacy Policy.

Information Collection

A Debt Coach Credit Counseling Service is the sole owner of the information collected from our website. We do not, or will not sell, share, or rent this information to others in ways different from what is disclosed in our privacy statement below.


A cookie is a piece of data stored on the visitor’s hard drive containing information about the visitor. Advertisers connected to A Debt Coach Credit Counseling Service at times require cookies to track statistics about products and locations, but at no time are these linked to any personal identification. At this time, A Debt Coach Credit Counseling Service uses cookies only for login convenience.

Log Files

A Debt Coach Credit Counseling Service keeps log files on broad fields to analyze trends, track user movements, and gather data for demographic locations. This is not attached in any way to visitor’s personal identification.


At this time, A Debt Coach Credit Counseling Service does not share any information with advertisers, merchants, or any other third party.


Links to other sites outside of A Debt Coach Credit Counseling Service do not apply to this privacy statement. We are not responsible for privacy policies of other websites linked to A Debt Coach Credit Counseling Service. Please read the privacy statement of each website linked to A Debt Coach Credit Counseling Service. for information and data use for visitor’s personal identification. Our privacy statement applies solely to A Debt Coach Credit Counseling Service.


At any particular time, A Debt Coach Credit Counseling Service will conduct contests for our visitor’s. Visitor participation in these contests is voluntary, and in no way requires the visitor to give out personal information when choosing not to enter the contest. Collected information may include contact information and demographic information, such as name, e-mail, address, state, etc. This information will be used to notify the winners and award prizes.


After registering for a Membership, you are given the choice of subscribing to our Newsletter. You can either elect to subscribe or unsubscribe at any time. All information stored in our database is not shared or sold to any third party what so ever. Subscribers wishing to unsubscribe to our newsletter can uncheck the option in their account, using the ‘Your Information’ link.

Sending to a Friend

When a visitor chooses to send News, Articles, Reviews, ect, to a friend, the names and e-mail addresses are not logged. A Debt Coach Credit Counseling Service will send the friend a one-time e-mail inviting them to visit our site. A Debt Coach Credit Counseling Service will never send another e-mail to the visitor or friend for any purpose.

Changes of our Policy

If and when our policy statement changes, visitors with Memberships in our databases will be notified of the changes and provided a link to this page to view the changes. If a visitor decides that our policy does not benefit them, they can use the opt-out option at any time. If you have any questions or comments, please contact us.

Debt Counseling Services

Just a few of the ways we CAN help

Credit Counseling Services

You’re Not Alone

Bankruptcy Counseling

Student Loan Consolidation

Financial Education

Credit Report Analysis

Client Testimonials

A few words from real people that we’ve helped …
Jeremy YeleyOwner, Yeley Property Management

I can honestly say that I am overjoyed. This man took the time to understand the issues with my credit. He gave me an in-depth explanation of how a credit score is calculated & gave me easy rules to follow in order to obtain the score I desired. If you are seriously ready to shed the burden of back debt, I strongly urge you to contact A Debt Coach. Randy helped me & from the deepest parts of my heart, I want him to know how thankful my family & I are for his help and guidance. He improved the quality of all of our lives.

Jason Hair

You can't beat the personal care and help that Debt Coach has to offer. My stress over debt and the hole I dug myself when I was young is at an all-time low because I know I have my Debt Coach to help me through it.

Djuana Reed

Have you listened to Randy's videos? They are awesome. I learn. His heart really is to help others and to help you get your financial situation under control so you can rest. Your cost for his help is next to nothing. It is so worth it to call him and talk to him!

Mike EubanksMortgage Consultant at Option Financial, LLC.

A Debt Coach and Randy Williams have been providing assistance to my borrowers for several years. They are honest, have high integrity and they are a non-profit, so they have the customers best interest in mind. I have found the "for profit" credit counselling companies are only looking to make a quick buck and A Debt Coach is not like that. I highly recommend them!

Michael WalkerDigital Marketer, We Rock Local

Randy Williams and A Debt Coach are the most knowledgeable and trustworthy professionals in the debt management and credit counseling industry. Not for profit, no pushy sales, just good quality advice and coaching from people who really care and want to help you budget and plan for a successful tomorrow. Highly recommend for you or your contacts if in need of these types of services. They've done wonders for people I know and can do so for you as well.

Larry Roth

Randy has been very reachable and forthcoming with his advice. He has tailor made a program that we can live with. He showed us the direction we needed to take to get relief from the high interest rates we were paying. I highly recommend A Dept Coach.

Looking for help with YOUR finances?

A Debt Coach Has over 25 years experience in Nonprofit Credit Counseling and Debt Management Services to consumers. Our debt management program provides the help, resources, and education to help you get completely debt free! A Debt Coach is a Non Profit Certified Christian Credit Counseling Organization and has been since 1992.

Contact Us Today To See How We Can Help!

71 Cavalier Boulevard, Suite 224
Florence, KY 41042
Phone 888-767-9155