Debt can be extremely overwhelming; however, declaring bankruptcy may be your best option. As of October 17, 2005, you must get Pre-filing credit counseling from a government-approved organization within six months before you file for bankruptcy protection.
A Debt Coach Credit Counseling is approved by the United States Department of Justice to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an Agency’s services. A Debt Coach Credit Counseling is a non-profit 501(c)(3) organization and is approved to issue certificates in compliance with the Bankruptcy Code.
The United States Trustee has reviewed only our credit counseling services (and our services as a provider of a personal financial management instructional course pursuant to 11 U.S.C. 111(d)), and has neither reviewed nor approved any other services we provide to clients.